Strategies for Individuals
At RaiStone Wealth Partners, our goal is to understand your entire financial picture.
We provide a roadmap that helps you organize, address, and work toward your financial goals. Our financial planning services and strategies are designed to help you meet your short and long-term financial needs. RaiStone’s experienced financial-planning professionals focus on comprehensive, personalized strategies, including: Financial Planning and Wealth Management, Portfolio Guidance, Risk Management, Wealth Planning and Estate Strategies.
Financial Planning & Wealth Management Strategies
Planning Options*
- Fee-Based Financial Planning
- Equity Compensation (Stock Option)
- Non-Fee Needs Analysis
- Personal Financial Plans
- Focused Needs Plans
- Personal Financial Plans with Estate Planning Strategies
*Fee-based and non-fee based financial planning is offered by financial professionals who are Investment Advisory Representatives of Equitable Advisors, LLC, an investment advisor registered with the SEC.
Risk Management
Life Insurance
- Annual Renewable Term
- Equity-Indexed Universal Life
- Level Term - 10-, 15- and 20-year
- Whole Life
- Universal Life
- Variable Universal Life
- Survivorship Variable Universal Life
- Survivorship Universal Life
Disability & Long-Term Care Insurance
- Individual Disability Income
- Individual Long-Term Care
Wealth Accumulation & Retirement Planning
Individual Retirement/Education Planning
- Traditional and Roth IRA
- Coverdell Education Savings Account
- 529 Plans
Equity Investments
- Alternative Investments
- Mutual Funds (growth-oriented)
- Large-Cap Growth/Value Funds
- Small-/Mid-Cap Growth/Value Funds
- International Equity Funds
- Asset Allocation Funds
- Sector Funds - Unity Investment Trusts (growth-oriented)
- Publicly Traded Stocks
Investment Accounts (Traditional Brokerage)
Investment Advisory Programs
Estate Planning & Wealth Preservation Strategies
Fixed-Income Investments
- Mutual Funds (Income-oriented)
- Unit Investment Trusts (income-oriented)
- Corporate, Municipal and Government Bonds
- Money Markets
- Certificates of Deposit
Annuities
- Fixed (single flexible & immediate)
- Variable Annuities (immediate & flexible payment)
- Group Annuities (qualified retirement plans)
- Equity-Indexed Annuities
Life Insurance
- Annual Renewable Term
- Equity-Indexed Universal Life
- Level Term - 10-, 15- and 20-year
- Whole Life
- Universal Life
- Variable Universal Life
- Survivorship Variable Universal Life
- Survivorship Universal Life
- Tax-Advantage Liquid Asset Alternative
- Leveraged Estate Tax Liability Planning